Extended Health
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2015
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Change Effective Jan. 1, 2016
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Deductible
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$25 per single or family, per year
Applies to all eligible expenses, with the exception of out-of-country.
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Deductible applies to prescription drugs only and the amount is equal to the Pharmacist’s dispensing fee.
Dispensing fee is the Pharmacist’s cost to fill a prescription. It is up to each Pharmacy to determine this amount, and it can range from $4 – 13.
When Sun Life calculates your reimbursement, they will remove the dispensing fee from the “eligible amount” and apply the percentage (85% for PharmaCare drugs and 70% for non-PharmaCare drugs).
While it is more economical for you to purchase your prescriptions at a Pharmacy with lower dispensing fees, the choice is up to you.
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Paramedical practitioner maximum
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Licensed speech therapist, acupuncturist, chiropractor, naturopath, homeopath, podiatrist, chiropodist, osteopath, dietician, audiologist or occupational therapist: combined maximum of $600/year
Massage therapy and physiotherapy maximum: $750/year
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Licensed speech therapist, acupuncturist, chiropractor, naturopath, homeopath, podiatrist, chiropodist, osteopath, dietician, audiologist or occupational therapist: combined maximum of $500/year
Massage therapy and physiotherapy maximum: $500/year
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NEW Benefit
Health Spending Account
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Not available
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Starting Jan. 1, 2016 and every Jan. 1st thereafter, you will have access to a Health Spending Account containing $125 in credits that can be used to reimburse medical and dental expenses over and above what may have been paid by the UBC Extended Health and Dental Care benefits program, after coordinating with a spouse’s plan (if applicable).
Sun Life will administer this account and you can check your credit balance by logging in to the Sun Life Plan Member services website or calling 1.800.361.6212 starting Jan. 6, 2016. Expenses incurred prior to Jan. 1, 2016 are ineligible for reimbursement.
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NEW
Extended Health and Dental Claim Form
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Regular claim form
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Combined claim form
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